WILLIAM J. HOGAN, Director, Independent, since February 2020

Retired (since December 31, 2020); Registered Representative and Investment Advisor Representative from January 2013
to December 2020 by Cetera Advisor Networks LLC, a general securities and investment advisory firm, with an office in San
Antonio, Texas. From November 2009 through December 2012, Mr. Hogan was a registered representative, employed by
Financial Network Investment Corp. in San Antonio, Texas. He holds Series 7 (General Securities Representative), Series 63
(Uniform Securities Agent State Law) and Series 65 (Investment Advisor) licenses issued by Financial Industry Regulatory
Authority (“FINRA”). Mr. Hogan was elected as a director of the Company and ARL on January 28, 2020 effective February 1,
2020.